Virgin Money's pet insurance policy will cover you against various pet-related costs and accidents, with three levels of cover available. The 'accidental injury' package takes care of the basics - vet's fees for accidents, accidental death, theft, straying, kennel/cattery costs, holiday curtailment, liability cover for dogs and counselling helplines. Pay a bit extra for 'accident and illness' to get veterinary treatment of illness covered, or go for the top level 'accident and illness extra' for increased amounts of cover in each area. You can also add on the 'pet travel cover' premium to either of the latter two packages to insure your pet while abroad.

There's a quick and easy-to-use online quote facility, from which you can go on to buy the insurance straight away if you wish. You can also download a full policy wording, read through Q&As to find the answers to frequently-asked questions, or call their freephone helpline number if you have a more specific query.